I don't have any intention to misuse, I want it to run some seo softwares... Currently my desktop is overloaded and that's the main reason.
Not sure what they need to verify my identity yet, I will check about this later.
I mainly wanted to know if there is a reason to ban someone due to the VCC...
Afaik, I can pay with btc later once I verify with VCC but is there any chance of getting ban if I get caught for using VCC.
I just don't want to risk my account, for this reason I haven't bought any ready made account.
There shouldn't be, some banks / credit cards offer the ability to create VCC's the main purpose of them is so you don't need to provide your actual credit card information to a source that you are unsure of. The VCC links to your credit card / bank account and is only permitted to use a certain amount of funds, it's mostly so bad actors can't attempt to charge you more later or for anyone to steal money from you.
I've never used vultr but have reported accounts that were doing things they shouldn't be, like trying to access my network.