I was attempting to make a description of the status quo in terms of the reasons why bitcoin advantages regular people rather than institutions, and then you seem to have been making a prescriptive statement out of the subject.
Bitcoin doesn't give any shits about who you are, and you can enter into bitcoin. Similarly, "we" have no choice about who enters into bitcoin, so if BIG institutions want to come into bitcoin, then they can come into bitcoin.
I was just attempting to assert that many of them neither perceive a benefit to enter into bitcoin at this time, but with the passage of time, they are likely going to perceive various benefits to entering bitcoin and they will enter, whether "we" like, want, appreciate or disapprove their entrance into bitcoin or not
I'm trying to draw a line between simple folks and financial institutions
To put it simple, individuals are mostly not restricted by the government in their "investment policies", so to speak. So even if the government (any government, for that matter) frowns upon Bitcoin's use and possession (up to a point of imposing an explicit ban on crypto), people may not give a fuck about what the government would think ("my give a damn's busted")
But this is certainly not the case with financial institutions even if they come to see a lot of benefits and potential in Bitcoin but their respective government is not so pro-Bitcoin as they might want it to be. Indeed, they could try to change such a rogue government, but this would be a different story