It's really good to hear that you are making your various goals, and I understand the feeling, sometimes we feel that there are short cuts... and temptations towards short cuts seem to be worse when you are in earlier times of accumulation.

Part of the reason that I am suggesting that I surpassed my goal has to do with more than 30 years of accumulating capital, so in some sense it was easier for me to reach my goals and then to get into a maintenance stage.

I have mentioned this concept before, and that is if you become happy with your level of BTC, then you still might spend a certain amount of time  over-investing in order that you do not feel bad shaving off some BTC on the way up... the profits begin to snowball upon themselves.. but getting there is part of the issue that can thereafter cause you to tweak your strategy to attempt to play both price directions without considerable fear. 

On the other hand, even if a guy/gal has reached a certain high enough level, there can still be some greed daemon that still may need to be fought off.  So let's say, for example, my goal were to reach 21 coins, but I felt that I should acquire 50% above my goal just to be comfortable, which would be 31.5 BTC.  Of course, once I reach the 31.5 BTC, I could reassess my goals, or I can figure out a way to play with that.. and maybe continue to keep 31.5BTC as my goal, but realize that 21BTC would be enough too.. .based on subsequent events and reassessments.