Why is that? centralized?

I'm no fan of xrp, as a cryptocurrency it is complete trash, but the fact that the market seems to be oblivious to that made me finally buy some now. I figure if the market has allowed a centralized bank coin that is basically just a fundraising coin for a company become the third largest cryptocurrency for almost the past two years the market will probably continue to treat it as a high value coin so it will probably go far higher.

EOS and Tron seem like relevant competitors to Ethereum so i think they are good picks. They are a lot more centralized but I think they'll be big on this bull run, competing with Ethereum for dapp development and usage.

I actually think EOS has the most potential for gains among high cap coins this bull run. It's already popping. Hell I bought it less than 3 weeks ago at $3.60, and just bought again yesterday at $5.58, and now its at $5.80+. Its growing like crazy now and at 5 billion marketcap, I couldn't believe it yesterday when I looked back at what I had bought it at recently and it was all the way down at $3.60 haha. I could totally see it hitting a quarter billion (50x from here) in the next 2-3 years at its peak this bull run. It's gonna be my highest held coin outside of bitcoin and ethereum. I've put in $1300 to EOS as of now and I will probably increase that to $2000 over the next few weeks. I definitely think I could sell that amount for in the $60k - $100k region in a couple years. It's the most popular dapp network right now as Ethereum's ICO boom basically almost all went broke and it has less daily usage than EOS now.