For lending escrows are not needed,OP can choose right person to lend amount without getting anything as collateral as a beginner he don't have to complicate it too much.
This can be used as building reputation too because OP is not going to lose any amount by lending to the reputed members but when everything goes fine OP will get feedback which is trust.
The thing is, people get reputation for lending out or doing deals on the forum all the time. How is this buying trust?
Is all lending businesses in this section buying trust then, just to build up their reputation? Is people trading goods buying trust because they are using money to buy goods and in exchange getting feedback and trust?
See this doesn't make any sense, imo. We shouldn't be tagging new people on the forums like this. It will just discourage others from being here.
This person clearly says he is giving out 0% fee loans to reputed members in order to build his reputation here.
This is equivalent to saying OP is risking money, with the only hope that he will earn trust in return, essentially fast-tracking his way to positive ratings which could then put him in a position to recoup any losses with an exit scam. I am not saying this is necessarily the case here, but this type of behavior is certainly suspicious and people should be aware how trust was earned when dealing with people here on the forum.
I believe a negative tag was justified, but I have given OP the chance to show me I am wrong. If he does so, the neutral rating will be removed.
Grow up, I don't want to expect that comment to be removed from my trust scan as mine wont be removed from yours EVER it's that simple.
The disapproval of cowards is praise to the courageous.