I give 2% on bitcoin risk free since I fully collaterize at all times. If we ever get close escrow buys bitcoins with my money and sends them to you. Banks give interest in usd. It's a difference. I am open to any offers but no crazy interest rates
BTC risk free, how exactly? You will have them, trade them and earn and on the other hand an "escrow" will have in his bank account 150k sitting there. You really believe that the bank will not notice it and start asking questions? Especially (which is more possible) BTC to rise higher and you start "sending" $ to cover your loan...
If it was so easy to move such amounts in fiat, then we wont have crypto.
Can you also add/mention what is your stable coin collateral? I don't see any...
right now have usd on the bank. Thinking of usdc but open to other alternatives in case the lender requests that.So the stable coin is actually... fiat?! Sorry man but i believe that you missing something or misunderstood it...