Well, i just want to welcome you onboard the lending section, as new fellow lender, and wish you the best.
Btw nice, simple and comprehensive thread, small font on TOS or i need glasses!

@Batmanvsduecare: Pushing/pressing someone to grand you a loan, doesn't sound/look good and possible will have the opposite outcome.
Especially when you admit that you will pay/bribe, in order to meet the lender's requirements...

P.S: Sorry for my late "welcome" post...