Thanks for pointing that out, but if I had that much collateral I wouldn't bother asking for a loan but rather just use my collateral.
Then there is nothing left to talk about. If you're not willing to provide collateral that is worth more than the loan you are requesting, then you will not be receiving a loan. Nobody is going to trust your word, especially considering the only posts are asking for a loan and
This user recently woke up from a long period of inactivity.
The plot thickens at every turn, but if you aren't willing to play by our rules then we aren't going to play.
Accepting collateral that is worth less than the loan, wouldn't make sense, because then what is the purpose of the collateral if it doesn't guarantee that the buyer repays or that the seller has compensation?