I think now fixed deposit interest rates are less than 5% p.a in USA and Europe. In India fixed deposit rates are 6.5%.
Gold and Silver gives average profit of 8% to 12% per year. Silver will most likely give 20% to 30% profit each year from here on to reach $60/ounce.
Example:
Profit for gold and silver for year 2016 is 12%.
Profit for gold and silver for year 2017 is 0%
Profit for gold and silver for year 2018 is 8%
Profit for gold and silver for year 2019 is 16%
So average profit for 4 years is +9%
How secured/safe are investments in gold and silver if you decide to remove/withdraw your money from banks fixed deposits and invest them in Gold and silver ??
Banks only reset interest rate in order to control inflation in the country, so if there are too much money that circulating in the country then government ask banks to increase interest rate so people will save their money in banks. Gold and silver price actually tend to move inline with commodities price, I suggest you to invest in gold or silver in long term only because usually investors only can get profit from this type of investment within 2 years or more.