I’m with you in this OP. I’m also from the Philippines and sometimes I also use bitcoin to pay for some bills when I’m short on fiat. I’m using coins.ph for my Philippines account and I’m using
Bittreo for my international transfers.
Not many exchange sites provide that service that can pay bills, load and for travel with cryptocurrency. I think it's very good for crypto users. In my country, the exchange site is just a trading place, to pay for these fees, we can only use third party services.
Well, it is really great having these exchange wallets in our country. We can even transact our BTC to our saving account in banks here in our country though the banks will receive it as a fiat and not a BTC but it is fine since it is free of charge. No fees being paid to them. The only fee I know in coins.ph is converting BTC to PHP and other things like load and buying money for steam wallet and other gaming platforms. Some money pickups also require fees.