Im with you in this OP. Im also from the Philippines and sometimes I also use bitcoin to pay for some bills when Im short on fiat. Im using coins.ph for my Philippines account and Im using
Bittreo for my international transfers.
Not many exchange sites provide that service that can pay bills, load and for travel with cryptocurrency. I think it's very good for crypto users. In my country, the exchange site is just a trading place, to pay for these fees, we can only use third party services.
Same is the case with my country.
Mot much adoption and not much awareness.
A few excagnegs and p2p sites which is basically used for trading. There isn't a proper mechanism to pay through btc or cryptos. Not many third party apps are available too.