The risk is on the lender more than the bank, after delivering the coins there isn't much of a chance of getting them back unless legally secured against a valuable asset
I would like to mention here that on our platform there is a system that borrower has to deposit a collateral in Bitcoin or BTCC tokens, then only he can get loan. So the lender's fund is safe. Our goal is to ensure the fund protection and help others in need.
Ah! My question in mind has been answered. Risk is more on the lender's part and that kinda bothered me. Also, there was nothing mentioned in the article about collateral (as far as I can recall) so I wondered that if I was the lender, how will I be guaranteed that what I will lend will return to me, right? But since you have already mentioned about it, then I was relieved. At least, I am ensured that my fund is protected.
PS. If you are advertising this platform of yours, maybe you should move this article to a different section. Services section, perhaps?