Here in the Philippines we could use our local wallet called coins.ph to buy load pay for our electric,water and credit card bills and even book for travel.
Yes it's true! Actually they are also collaborating with banks to send and receive money through banks. Last April 3, 2019 they collaborated with western union (Check this article:https://www.unblock.news/news/coins-ph-collaborates-with-western-union-for-money-transfers).