Right. And with Bitcoin if someone steals my wallet and spends all the coins in it I'm screwed. No recourse. All my money is gone. With Credit cards I'm not liable and all my money is still there.
See what I did there? Still have money in the bank.
credit cards arent actual money, theyre proxy money.
they assign a number to the actual money they hold in the vault. that money never actually moves.
you can use a service like that for bitcoins as well.
one that offers chargebacks, etc. and all of that.