I agree with you! Use Exchange wallet for regular transactions, using personal wallets for long-term storage! Consider using a personal wallet that is well-reviewed and regularly updated!
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yes, it is a very right choice. where I also store my long-term assets in my personal wallet. and use exchange wallets to store assets that I use to trade every day. some assets that have growth potential I quickly use to trade daily. of course I will get it in exchange only. after getting a profit, I save it in a long-term asset in my personal wallet ..