In 20 years, people will either be saying Remember when you could buy bitcoin for only 3500? or Remember when everyone lost their minds and spent millions on useless internet money?
One day cryptos might boom in such a way that basically everyone who didn't invest in them will become poor
Hard to speculate but the potentials that cryptocurrency can bring is unparalleled compared to any discoveries made into our payment structure. The introduction of the blockchain technology not only revolutionzed on privacy and transactions but also gave rise to various opportunities to people around the globe.
The problem with cryptocurrencies revolve around its legal status and acceptance to most countries. With its positive effects also bring its negative effects especially when considering its anonymity factor on its transactions. Some individuals use it for illicit means which created a stigma among people. But overall, I believe that the positive merits overwhelmingly outweighs all its negative implications.