How difficult is setting up a masternode? Is it only for IT specialists with experience in networks+crypto? It is hard to believe that maintaining masternode could be compared (by effort) to dividend.
you have a lot of services who provide all infrastructure behind of a masternode. You just pay around 10-20 usd /month for it.
In DASH you have possibility to pay certain % to MN operator automatically. So one time set - and forget it. You just get rewards. No further communication is required.