Again the question arises, why would you put your safety (or societies safety for that matter) in the hands of an organisation which primary goal is to make money off of you.
Everything that you wrote was garbage. Absolute nonsense.
But this one made me chuckle. I'm not sure where you live, but around here, the government is funded by taxes, and taxes are paid under threat of men with guns coming around to toss you in jail.
So, we are considering two organizations with a primary goal of making money off me. Thank you very much, but I prefer the one that doesn't threaten violence to get me to pay for things that I don't want.
Hey, if you don't like the guys with the guns then go live in another country!
But don't be surprised if that country is unstable and noone cares if you get a knive between your ribs on your walk through the park.
At least the government doesn't include a 3rd party (the share holders) that demands profit even if it means some people will die or get poor or whatever.