nxt currently works as for small accounts have the same options as large accounts in forging the only solution is to join in a pool.
this will cause in the future centralization of the nodes and therefore a more vulnerable network.
if you decide to join a pool the solution is;
a) funds must stay in the Bob account
b ) forging power should remain in the node where stay Bob acount.
Instead the commission of forging if Bob acount forge should go to the "transparent" pool and the pool manager split the commission forging proportion to the amount of funds from the accounts that were at that time in the pool .
I do not know if this is technically very difficult to implement but it is clear that if not resolved this little by little will create pools and concentrating on a few network nodes and so understand a network more vulnerable to attack .
I think the pool is very good solution for the small investor gives "equity to the system not equality " but forging power of Bob acount should remain in the node where this account with funds for the sake of the security of the network.
Am I wrong in my thoughts?
Bitvoin has the same problem. A few pools will remain, where all the little fuckers, like me with my erupters, join in.