Generally, the Token DPA relies on issuing companies to manage the money they raise responsibly, to ensure monies are left if investors request a full or partial refund under the terms of the Token DPA. You should be aware that if enough investors request a refund, it could make the company insolvent - the company may not have sufficient funds to pay all redemption requests. The Token DPA provides flexibility for issuers and investors in the form of an optional escrow provision. a company selects to use an escrow account, the Token DPA can require that a percentage of the monies raised will be held in escrow, ensuring a hard cap on investors’ loss for a set term of the DPA - investors should note this protection relies on the company issuing the Token DPA following its terms and that placing funds raised in escrow will reduce the amount of working capital the company will have, which may have negative effects on company’s day-to-day operations.