Many projects are working on fast and easy payment solutions.
It has to be user friendly to be excepted by ordinary people.
When big merchants start accepting crypto there is good chance for fast mass adoption of it.
I agree with you. I also think that there needs to be the element of ease and that would be an extension of having an app excursively on mobile devices. Similar to how wechat and venmo work which is exactly what Elixxir seems to be doing but put the two things people use the most. Payments and messaging.