If you know what "loan" and "collateral" mean, then you should also know that future income isnt valid collateral, including coins, tokens, etc., that arent even on an exchange. Plus there is a very high chance that once it hits one, people will dump what they have pretty much driving down the value thus making collateral worthless. If you have any other collateral (eg btc, eth, ltc, etc) that is stable, reliable, and listed on a well known exchange and 120% of what youre asking, feel free to let us know and im sure you would get a loan, but this, a altcoin that just finished its ICO and not even listed on exchange is worthless. If you default after getting the loan no one can sell it until it gets on an exchange and further more if it does, the value would likely be less than the loan.