You got a gift marco... stop looking for excuses to borrow again. The amount of the gift exceeds anything you could have hoped to borrow and it carries no interest so you're set for life as far as your forum activities are concerned. Get a job.
Who says I am looking for a new loan? More loans will be sought perhaps one day, for now $250 was a solid boost up.
If one is going in and out of debt frequently it is a sign that they are not good at managing their finances and I wouldn't trust such a person with more than 1 satoshi.
Not necessarily - bad at communicating perhaps, within the requirements of being transparent but not too much. I've explained why I've been late in the past and settled it fine with lenders.
Cheers for other replies too.