Who does anyone know who sits around and prefers to count their money on a regular basis rather than go on vacation or work on their house or watch movies or anything else other than count their money?
REALLY?! Have you not talked to *anyone* who was on the wrong end of the depression in the 30's?
There are lots of people who don't save so they can go on nice trips they save so that they and their children can eat food and have clothes if times get rough.
If the only hardship you've been through is not having enough cash to go to the movies...