In your first picture, two INFORMED crypto users use XRP to transfer value
In your second picture, 90 year old grandpa USA is sending fiat money (because he has no clue what crypto is) to his 5 year old
grandson in Columbia (he don't even have computer or mobile phone) using XRP
I'm glad you finally got a clue and understand XRP has use case for everyone (unlike some other cryptos)
That post from that user was not even worthy of a response from me. I have him on IGNORE now.
Ripple is a fantastic network, it is not perfect just like other crypto are not perfect but it is a great investment.