~ to develop their own electronic money project, ~
that is not electronic money, they already have electronic money anyways, what they did was to take advantage of the hype of the blockchain technology and attempt at raising millions of dollars in a blinking of an eye. otherwise what they created and others will create is a useless token.
~ charge fees for services and this is the weak point for the electronic money project of "big men" with billions of users.
WRONG. the weak point is their centralization and the corruption that has always followed that centralization and the power they gain from it.