borrowing in crypto cryptocurrency is indeed just like selling your future for the now which may not be the equivalent value. if you borrow in crypto and the value appreciates in the near future. then you start giving regrets. it ain't nice.
this is very risky to make a loan and we do it for investment in cryptocurrency. we do not need to force to invest because of course this is very detrimental to ourselves. we don't know whether it's profitable or not