For now I still use both, because in the area where I live it is not so supportive for the implementation of the non-cash transaction system, it still takes a long time to achieve non-cash transactions that have to be prepared from the infrastructure to human resources. The use of non-cash transactions in my area is still limited to interbank transactions or with financial applications that are not non-cash crypto currencies.
in developed countries we still difficult to use cash less transaction.they have less system that allowed it.most of their merchants prefer traditional payment ,so they could take their money directly and used to circulate their busineess without any difficulties.traditional ways always survive.
May be it is true but it is not good because we know having cash is not good for our heath and life we can get robbed so in this case at my place there is no one who dont know the use crypto payments, very soon we are gona see the cashless society where there will be no mote paper money but only crypto currency because it gives fast and easy money transaction from one county to the other. Crypto currency is future according to me.