Are you sure you want to buy XRP? I personally gave up this coin for a long time. The ripple is very unstable, when you think it will stay up, it suddenly falls.

and now maybe it will happen, but even so there is still a possibility that prices will rise. the market starts pumping, and maybe later the XRP becomes one of the coins affected. but I remind you this is only a possibility, so all of it comes back to you, whether you want to wait, buy or not even anything.