I really continue to believe in the huge potential of successful development of Ripple, regularly investing part of the money in its purchase. But I am sure that for the time being Bitcoin and Ethereum will definitely be the market leaders in the near future. Therefore, I also invest part of the money in their purchase.
Every crypto related business with huge potentials but centralized is in the same categories with those crypto currencies we have in the market that have no genuinely potentials or have something to give to the crypto communities. However, ripple was the services rendered by the XRP creator to banks/private companies while XRP was their coin.