As mentioned, I simply don't have the bitcoins to make further reimbursements, but 0.02 BTC is another story. I am simply curious to see if I lend someone 0.02 BTC, will they pay it back?
So you really believe that someone, as you mention in your Op, will risk his account for 0.02
BTC?

The test is if someone will be willing to scam a scammer and if anyone is willing to do anything about it.
I am not sure if anyone would scam TF, but I strongly suspect that most of the most active scam busters will do nothing if TF doesnt get repaid.
This "test" (like other tests) have two serious factors. The one is the reputation/trust that someone will risk for this amount, which is very, very,
very low.
So even if you are mostly right about the second factor, which is who will tag a defaulter for the same (proven) reason, is not so strong and "safe" to make an old account holder to take this loan.
There will be always a chance/risk to get tagged, especially now that the trust system have this structure. It would be a pity for an "elder" one to take this risk, for that amount.