This is literally a 200 thousand dollar lottery, not a car lottery to be honest.
Well 200k of USD has a variable worth to it, generally its worth less every year. Where as everybody has fixed in their mind the image that sells a Lambo and knows its worth is quite fixed as a new car delivered to them.
There is a more substantial outline of value in the car rather then the cash, however I agree the cash is more practical almost always. That interest option and immediately gaining a benefit from the 200k win is very nice, its completely boring vs the idea of slipping into a Lambo to go for a drive instead of your normal humdrum life

Personally though it might not make sense, I would prefer to be forced to receive the car. Then I have no choice but to enjoy driving a very nice car. The money if I get it would probably be used sensibly, into a pension for a rainy day and so on
Why take the risk that the car could get damaged in transit or even worst destroyed if it was shipped to you. My friend work in a harbour and he has told me bad stories of damage that was done to containers and freight ships on the open sea.
Most of us would not even be able to pay the insurance on a car like that, so it is not a prize that comes without an additional monthly expense for car insurance.

We have not even discussed the the price for parts on expensive super cars like this.
