Its a nonsensical argument since bitcoin is designed to be like cash, or rather better than cash.
That was the most nonsensical argument I've ever heard in this thread, even dwarfing that of JayJuanGee jibberish. Absolutely nothing has changed from Hal Finney's original statement about Bitcoin functioning only as a settlement system. Lightning Network is a giant, ultra-centralized flop that's just an exact recreation of the already existing banking system.