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But newbies, listen to Khaos77. Learn about Bitcoin and Lightning. The hard way. 
The direction you guys took this topic detoured any real progress of educating the masses specially noobs.You've proven that LN is in-fact #Reckless
You guys pretty much so hijacked OP's post with arguments instead of FAQ's and for a project like LN this is not acceptable.
We got to work together to reinvent the wheel.
Can we get this back on topic?
I've been refreshing new replies to this post in hopes to help someone with valid questions but you guys keep going back a forth.
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Updated, thank you. I have just finished all of my exams so I will check if there are any outdated information in this thread in the next couple of days.
You guys should stop arguing here, @BitCryptex made this to be educational and informative.
I don't mind as long as the moderator doesn't close this thread without prior notice. This would make me unable to edit it in the future.