Why would cryptocurrency have to beat banks in the first place? It seems that many people are playing the game that cryptocurrency and fiat systems are having that competition on which will stand on top that was not supposedly be happening because it is up to us to adapt into the innovative way of making transactions through the blockchain technology. We cannot set aside the dependency of many people around the globe to still rely on banks because not all people can do afford and can be able to use cryptos in the first place. Fiat and cryptocurrencies should be helping out each other to give services based on the demands of the people and not to create competition in between. Actually everyone can do use both fiat and crypto at the same time which depends upon the situation so I guess there is no such issue to rise up fiat beating crypto and vise versa. Because those two do have their own unique features that we people use for good so maintaining both is a better thing to do not to argue anymore which is best and which is not.