wow, that's truly a conservative perspective for anyone looking at a cryptocurrency (CC) of any type
Btc just made 5yrs old some days ago, and it wasn't until about April or May of 2013 that any level of "legitimacy" was truly enjoyed by the CCs, so I really congratulate you on having a year+ perspective; but I assure you that that is well beyond reasonable expectations for anyone getting into such a highly dangerous, extremely young, and massively volatile market in 2014.
Then they shouldn't be in bitcoin to begin with. I bought in during May 2013 when it was still bouncing around from the April spike, it spent the next 2 or 3 months below my buy price. I expected it, just as I expected to lose what I put in. It's all about framing your expectations going in, and having a solid understanding of where the true value lies in crypto currencies, so you don't get rattled.