I think this could be changed but for now it is very difficult to achieve it, if crypto replaces fiat, of course there will be many negative and positive impacts, such as payment transactions will be fast, and the shortcomings as well as when the transaction is disrupted will disrupt the process
Yes, thats right. For now crypto is for investment purposes only. If the time comes, when many people adopt crypto and can understand its purposes and its usage, we can live in better place like what you said.