I am not saying that at current levels this fee is unaffordable. But what if there is another 10x increase in the transaction fee? Are you willing to pay 2,000 Sat/byte for instant confirmations?
Then you don't use it. That's the harsh reality of our current situation. Bitcoin isn't ready for primetime.
If you want a workaround, you could set up a hot Lightning wallet when fees are low enough so you'll be able to spend regardless. It's not as widely used yet, but situations like these are precisely why people should be using it. Hopefully, this happens before a significant part of the market is priced out because of rising mining fees.