It's a very good decision in my opinion and Paxful should follow them because It doesn't matter how careful you are, you could fall for these scams one way or another. I remember buying some cards from someone on Paxful, and he used to have +1000 positive reviews while only a couple negative and then, his cards were carded. I managed to do some digging to find out that he's involved in some carding forums.
Cards are just another payment mode like bank transfer , if we talk about scams or carded cards , a vendor always release btc , when they completely assure the cards balance is used by them only. Otherwise they dont pay . Also escrow facility keeps both the parties safe and gives a fair chance to everyone. i believe options like coinbaazar.com and paxful.com are still there who can actually provide this kind of service.
[pointed
With the points Omegastar pointed out due to what we have been experiencing with hack and Scam's in the crypto communities most especially on exchanges. Localbitcoins did the right thing by removing payment methods and hope others will follow the same. If it a personal credit card which is more safe and easy to verify.