A question popped in my mind.
There is a poll on Telegram about the referral program.
The result are mainly about sharing the reward between the inviter and the invitee.
If you do so, how do you plan things?

In normal banking, no one pay to open an account, and you start having the reward on your account.
Here people will have to pay and still have a reward afterward?

I understand that having people pay is important for you (as you engage them doing so, and avoid uninterested people) but can't it be hard to handle with the referral program?
Curious to see how the UX is planned about that