I think I will be possible by that 2024, not that we dont have high usage on this coin already but it is still quite very low and that is why people are clamoring more for awareness and maybe government regulation.
What made bitcoin and ethereum gain more popularity in 2017 was because of its Bull RUN, people were able to know what they are all about and few people picked interest in using it for payment while some picked interest in using it for investment, but I think by that 2024, there will be more interest of people using it for payment to just investment.