for beginners bitcoin is not user friendly, why do I say that, because at the beginning of knowing bitcoin I did not understand how to buy and use a wallet. maybe I'm stupid, I have to ask friends and use the search engine to understand how bitcoin and blockchain work. takes time to understand, because I will not risk losing money because of my lack of understanding. as a beginner it's natural if I don't want to take risks and the many issues of scam make beginners more careful.
With more new applications that were getting developed it is possible to make cryptocurrency and bitcoin user friendly to all levels of people. With beginners too it isn't that difficult, because if they make a transaction once they'll get to know good about it. Further on using bitcoin for few times they'll more comfortable using it further.