I dunno, I signed up for a Dwolla account on Saturday, and am still waiting on the Dwolla "confirmation payments" into my WellsFargo checking account so that I can then load money into Dwolla to even start.

I realize that it was a holiday weekend so I'm not being impatient, it's just funny because Dwolla keeps sending me daily emails telling me to "go check your bank account to confirm our confirmation payments!" 

Thanks for the link to the WellsFargo direct deposit, I may try that instead.