I never tried to do bitcoin loan even I have collateral because I don't want have a problem in the future. Although this lending is spread all over in crypto space to help other cryptocians I think we still need to be careful to specially the lenders bec3you don't have any assurance if the borrower will pay you.
just like me, where I am not interested in crypto loans, I prefer to invest in personal power, because my psychology is not able to bear the debt, rather than damage the mentality later
absolutely right, everyone may be psychologically unable to bear the debt. I also agreed that I would not be interested because of having a debt