In any MLM program, the first level will always take the biggest benefits from their referral. The deeper the network it will give more benefits to the upper level, but the lower level cannot take any benefits. I have seen their scheme in many MLM programs, and I don't see the last person will get the benefits, but they need to hard work to give more money to their upline.
One word for these, people who don't usually agreed with MLM/HYIP schemes are the one who never even got in at the first place. or the people who are the last and lost money in the programs. I wrote that for people who love to try out or play with MLM, and that's a small little guide for people. I do agree with many people, MLM always lose money in some case but that really depends on some factor. You chose the right one, you got in early and ofcourse reasonable plans.