My brother: spends $400 a month to have a nice car
Me: spends $400 to own Bitcoin
Will it be worth it?
What a question.... speaking short-middle or long term, spending 400$ to own
BTC will always outperform paying off a LOAN for a losing value car.....
Depends on your definition of "paying off", if your goal is getting laid then his brother will do better short term but lose out big time in the long term.