Crypto is actually the future of the payment industry. As time goes on cryptocurrencies will overshadow fiat payments. Cryptocurrency and Bitcoin is getting more recognition from big firms and even the government. Governments are rising up to create policies and regulations for the crypto industry.
but not all governments will approve it, making it difficult for every country to make fiat payments.
it takes a long process to make it happen, Crypto does have a good future but not everyone likes Crypto, so it's not easy to make it happen.