If I say I understand what you are talking about, then I will be a big liar because I have read your post more than twice and I am still yet to comprehend what you are talking about, what do you mean by 0 - $100k trip, can you shed more light please, I have never been this confused before until I read your post, lol. I believe this is a discussion forum, so it would be cool if you can explain yourself better so that we could contribute also.