guaranteed returns is impossible mission, because it is very difficult to predict the market, unless you want to execute ponzi scheme
How much money do you intend to raise?
All their planning is confusing and unrealstic in my view. I am also concern about the idea of giving 5% guaranteed return system. Its quite impossible to provide this kind return regularly if project owner don't spend it from his own pocket.
It seems to me that they are trying to run a ponzi scheme by showing exchange system to investors and IMO its not gonna give bright results for its investors.