Hi Xencoin - it's good to see you're still around.  Just wondering what happened to the pre-mined coins? Did you hold them or have they been 're-distributed'!  Its been a long time since the coin was launched so it doesn't necessarily matter.  If they are all gone then it would be sensible to change the opening post as the pre-mine is no longer relevant but will probably put a lot of people off the coin.  If you still have them then is the bank still viable or could some be used to promote the coin further?  None of my business really but just asking